Banking Operations and Management Masterclass

• Gain a thorough understanding of various aspects of banking operations, including deposits, payments, retail banking, foreign exchange, marketing, lending
• Learn about different types of deposits, their functions, interest calculations, and regulatory aspects governing deposit accounts.
• Understand the principles of payment systems, instruments used, and the role of regulatory bodies.
• Explore electronic fund transfers, ATM systems, and global payment trends.
• Explore the intricacies of retail banking, covering mortgage loans, auto loans, credit cards, and savings accounts.
• Understand loan calculations, credit scores, and the impact of financial crises on mortgage loans.
• Delve into foreign exchange functions, transaction procedures, remittances, and calculations related to bills of exchange.
• Gain insights into the management of foreign currency notes and forward rates.
• Learn about different types of bank customers, market segmentation, and the role of marketing in the banking sector.
• Understand customer relationship management, social media strategies, and the lifecycle of customer relationships.
• Explore the lending lifecycle, principles of lending, evaluation of collateral, and types of loan facilities.
• Understand syndicated loans, bilateral lending, and the management of various risks associated with lending.
• Gain insights into branch banking audits, asset classification, regulatory guidelines, and the importance of compliance with quality control standards.
• Learn about concurrent audits, deposit-related audits, and effective audit reporting.
• Understand the fundamentals of commercial banking, the role of RBI, deposit mobilization strategies, lending policies, and various banking regulations.
• Explore the basics of banking, covering economic growth, regulatory functions, currency management, credit control, and role of banks in economic development
• Dive into the core functions of banking, organizational structures, account opening processes, KYC and AML requirements, lending principles, and documentation
• Apply theoretical knowledge to real-world scenarios through case studies and practical examples provided throughout the course.
• Develop the skills and knowledge necessary for a successful career in various roles within the banking industry.
• Benefit from the flexibility of online learning, allowing you to pace your studies according to your schedule.
• Receive a certification upon completion, validating your understanding and proficiency in banking operations and management.

Introduction:

The course, "Banking Operations and Management Masterclass" delves into the multifaceted world of banking, providing a comprehensive overview of key concepts, operations, and management strategies. As we navigate through various sections, participants will gain in-depth insights into the intricate workings of bank branches, payment and settlement systems, retail banking, foreign exchange operations, marketing, lending, audit procedures, and fundamental banking principles.

Section 1: Banking Operations and Management - Deposits:

This section initiates the journey with a focus on banking operations related to deposits. Participants will explore the introduction to bank branch management, the concept of banks and credit unions, the modern banking system, and the types of deposits along with their functions. From understanding Fed rates to exploring various deposit accounts and their features, this section provides a solid foundation in banking operations.

Section 2: Banking Operations and Management - Payment & Settlement System:

Moving on to payment and settlement systems, this section covers the principles, importance, and role of the Federal Reserve. Participants will explore various instruments of payment and settlement, including paper checks, automated clearinghouse, Fedwire, CHIPS, and card payment processes. The section concludes by addressing the challenges, risks, and perspectives associated with payment systems.

Section 3: Banking Operations and Management - Retail Banking:

The retail banking section delves into different types of banks, retail banking types, and various loans, such as mortgage and auto loans. Participants will learn about credit scores, credit cards, savings accounts, certificates of deposits, and specialized services in retail banking. The section closes with a comprehensive exploration of the advantages and disadvantages of retail banking.

Section 4: Banking Operations and Management - Foreign Exchange Operations:

This section introduces participants to foreign exchange operations, covering functions, transacting procedures, remittances, and calculations related to foreign exchange. The complexities of foreign currency note encashment, forward rates, and factoring are explored in detail, offering a comprehensive understanding of foreign exchange operations.

Section 5: Banking Operations and Management - Marketing:

The marketing section emphasizes the significance of understanding different types of bank customers, partnerships, and statutory bodies. Participants will explore market segmentation, identifying target markets, and the elements of the marketing mix in the context of banking services. The section concludes by addressing social media strategies and the role of marketing in the banking sector.

Section 6: Banking Operations and Management - Lending:

This section unravels the intricacies of lending operations, covering the 7 C's of credit, secured and unsecured lending processes, and the stages of lending. Participants will gain insights into bilateral and syndicated loans, loan underwriting, risk evaluation, and customer acceptance policies. The section concludes with an exploration of collateral evaluation and risk categories.

Section 7: Banking Operations and Management - Audit:

Focusing on banking audits, this section provides an overview of the role of banks in auditing, asset classification, and guidelines for the classification of assets. Participants will delve into topics such as concurrent audits, advances appraisal, deposit aspects, KYC norms, and housekeeping in banking operations. The section concludes with a detailed examination of audit reports and effective branch audit practices.

Section 8: Banking Operations and Management - NCFM Commercial Banking Module Course:

This section introduces participants to the NCFM Commercial Banking Module Course, covering the evolution of banking, functions of commercial banks, and their competitive landscape. Participants will explore topics such as bank deposits, lending policies, investment strategies, and various para-banking activities. The section closes with discussions on customer relationship management, technology, and financial inclusion.

Section 9: Banking Operations and Management - Fundamentals of Banking:

This section provides insights into the basics of banking, including the functions of regulations and supervision, reserve bank ratios, credit control, and foreign exchange reserves management. Participants will explore the Banking Regulation Act, the banker-customer relationship, and typical functions of banks, understanding their pivotal role in economic development.

Section 10: Banking Operations and Management - Banking Operations:

The final section focuses on the basic functions of banking, organizational charts, account opening processes, KYC and AML requirements, and different types of accounts. Participants will gain knowledge about lending principles, working capital assessment, securities charging, documentation, and post-disbursement activities. The section concludes with an examination of non-performing assets, processing of payments, and contemporary issues like internet frauds.

Conclusion:

"Banking Operations and Management Masterclass" aims to equip participants with a thorough understanding of the intricate dynamics within the banking sector. By covering various facets such as deposits, payment systems, retail banking, foreign exchange operations, marketing, lending, audits, and fundamental banking principles, the course empowers individuals to navigate the complexities of modern banking. Whether aspiring professionals or seasoned bankers, participants will gain valuable insights and skills essential for success in the dynamic world of banking.