Regulatory Compliance & Risk Management in Banking in India

The banking sector in India operates within a dynamic and evolving regulatory environment, shaped by a complex web of laws, guidelines, and norms. As the industry grows in scale and sophistication, the significance of adhering to these regulations has never been more critical. This course will provide basic knowledge of regulatory landscape in India, focusing on the pivotal role of compliance and risk management in maintaining the integrity and stability of the financial system. In this course, you will explore the essential frameworks that govern banking operations in India, including the role of key regulatory bodies like the Reserve Bank of India (RBI) and the Securities and Exchange Board of India (SEBI) and others. You will gain insights into the specific compliance requirements that financial institutions must meet, and the implications of failing to adhere to these standards. The course will also include risk management in banking, examining how institutions identify, assess, and mitigate various types of risks, such as credit risk, market risk, operational risk, and liquidity risk. Through case studies and real-world examples, you will discover how effective risk management practices can protect banks from significant financial losses and enhance their long-term viability. This course is tailored for professionals working in the compliance departments of banks, including risk managers, finance consultants, junior bank employees, and managers. It also benefits team leaders, supervisors, and members of the regulatory reporting teams, as well as students aspiring to work in the banking sector. Participants should understand Indian banking operations, including retail services, loan processing, and branch management. They should also grasp key banking risks (credit, market, operational) and be familiar with regulations like RBI guidelines and Basel III norms. Knowledge of accounting principles (IFRS, GAAP) and experience in financial planning (budgeting, forecasting) are recommended, along with an awareness of banking products like savings accounts, loans, and insurance. By the end of this course, participants will be able to identify key guidelines and standards within India’s banking regulatory framework. They will describe various banking risks—such as credit, market, and operational risks—and understand their impact. Participants will also evaluate effective risk mitigation strategies and compliance practices and design a comprehensive risk management and compliance plan tailored to the Indian banking landscape.