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Explore the future of personal finance and credit management in this 23-minute conference talk from Web Summit 2018. Gain insights from Nichole Mustard and Liam Proud as they discuss the evolution of alternative lending, the challenges faced by companies in the personal finance space, and the keys to long-term success. Discover how a $4 billion valuation is inspiring consumer confidence in credit management tools. Learn about the pivots and expansions of lending leaders over the past decade, and understand the current challenges and future trends in the world of credit. Hear from an established industry leader about what it takes to thrive in this dynamic field and where the personal finance landscape is headed.