Learn about insurance contract law and regulatory systems in this comprehensive course covering fundamental legal principles and regulatory frameworks governing the insurance industry. Explore key concepts including insurance contract characteristics, legal elements, procedural aspects, and specialized contracts for life and property insurance. Master essential principles like utmost good faith, insurable interest, proximate cause, and loss compensation while understanding their practical applications. Delve into insurance business law, regulatory theories, and supervision of market entities and operational behaviors. Gain practical knowledge through detailed examination of contract formation, validity, modification, termination, and interpretation rules, along with specific provisions for different insurance types including life, health, accident, group, property damage, liability, and credit guarantee insurance.
Overview
Syllabus
- 1.导论
- 1.1课程简介及基本安排
- 1.2保险法概论
- 2.保险合同的概念与特征
- 2.1保险合同的概念
- 2.2保险合同的法律特征
- 2.3保险合同的射幸性
- 2.4保险合同的附和性
- 3.保险合同的法律要素
- 3.1保险合同的主体与客体
- 3.2保险合同当事人的权利义务
- 3.3保险合同关系人的权利义务
- 3.4受益人（上）
- 3.5受益人（中）
- 3.6受益人（下）
- 3.7保险合同的内容与形式
- 4.保险合同的法律程序
- 4.1保险合同的订立
- 4.2保险合同的生效
- 4.3保险合同的无效
- 4.4人身保险合同效力中止与复效
- 4.5保险合同的变更与转让
- 4.6保险合同的解除
- 4.7保险合同的终止
- 4.8保险合同的解释原则
- 5.人身保险合同
- 5.1人身保险合同的特殊规定
- 5.2人寿保险合同条款
- 5.3健康保险合同条款
- 5.4意外伤害保险合同条款
- 5.5团体人身保险合同的特征
- 6.财产保险合同
- 6.1财产保险合同的特有概念
- 6.2财产保险合同的理赔方式
- 6.3财产损失保险合同
- 6.4责任保险合同
- 6.5信用保证保险合同
- 7.最大诚信原则
- 7.1最大诚信原则的含义及产生原因
- 7.2最大诚信原则的内容及相关法律规定
- 8.保险利益原则
- 8.1保险利益的含义及其规定目的
- 8.2财产保险利益与人身保险利益的比较
- 9.近因原则
- 9.1近因及近因原则的含义
- 9.2近因原则的分析和应用
- 10.损失补偿原则及其派生原则
- 10.1损失补偿原则
- 10.2代位原则
- 10.3重复保险的分摊原则
- 11.保险业法与保险监管
- 11.1 保险业法与保险监管概述
- 11.2 保险监管理论基础
- 12.保险市场主体监管和保险经营行为监管
- 12.1 保险市场主体监管
- 12.2 保险经营行为监管
- 期末考试
Taught by
SunRong, Wang Yilin, and Wang Kai
