What you'll learn:
- Understand the process of credit analysis including risk identification, analysis and mitigation
- Build and apply finance skills to analyze business, financial and structural risks
- Identify the appropriate information requirements for analysis and underwriting
- implement a structure for business risk analysis from macro, industry, and company-specific levels of detail
- Apply industry and company specific risk analysis tools (including the BCG Matrix and Porter’s 5 Competitive Forces)
- Analyze the key functional areas of a business, including through a SWOT analysis
- Dig into a company’s key financial statements (including income statement and balance sheet)
- Analyze financial statements and other relevant data to assess the creditworthiness of a borrower.
- Determine appropriate credit risk categories and ratings for a borrower based on a thorough credit analysis.
- Evaluate the feasibility of a credit request, taking into account the borrower's industry, market conditions, and other relevant factors.
- Recommend credit decisions and lending terms based on the results of a credit analysis and risk assessment.
A comprehensive course designed to furnish credit professionals to make commercial lending decisions based on "conclusion-based" analysis. Participants will develop their analytical skills through the application of a logically structured framework which we present. Starting with the identification of the deal and credit structure, it logically works through the analysis process from business risk to financial risk then to structural risk. In addition, it will compare and contrast different industry dynamics.
This course contains 42 lectures across 8 sections, introducing and then covering each concept in-depth and providing examples.
More about this course and Starweaver
This course is led by a seasoned commercial and corporate credit industry practitioner and executive with many years of hands-on, in-the-trenches risk analyst work. It has been designed, produced and delivered by Starweaver. Starweaver is one of the most highly regarded, well-established training providers in the world, providing training courses to many of the leading financial institutions and technology companies, including:
Ahli United Bank; Mashreqbank; American Express; ANZ Bank; ATT; Banco Votorantim; Bank of America; Bank of America Global Markets; Bank of America Private Bank; Barclay Bank; BMO Financial Group; BMO Financial Services; BNP Paribas; Boeing; Cigna; Citibank; Cognizant; Commerzbank; Credit Lyonnais/Calyon; Electrosonic; Farm Credit Administration; Fifth Third Bank; GENPACT; GEP Software; GLG Group; Hartford; HCL; HCL; Helaba; HSBC; HSBC Corporate Bank; HSBC India; HSBC Private Bank; Legal & General; National Australia Bank; Nomura Securities; PNC Financial Services Group; Quintiles; RAK Bank; Regions Bank; Royal Bank of Canada; Royal Bank of Scotland; Santander Corporate Bank; Tata Consultancy Services; Union Bank; ValueMomentum; Wells Fargo; Wells Fargo India Solutions; Westpac Corporate Bank; Wipro; and, many others.
Starweaver has and continues to deliver 1000s of live in-person and online education for organizational training programs for new hires and induction, as well as mid-career and senior-level immersion and leadership courses.
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