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New York Institute of Finance

Credit Risk and Credit Analysis

New York Institute of Finance via edX Professional Certificate

Overview

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Taught by an instructor with decades of experience in lending and credit asset management, this Professional Certificate program equips analysts with the skills they need to advance in the credit risk management field.

Find out if you are destined for a career in credit risk analysis with our introductory pricing. Take the first step to a Professional Certificate from the New York Institute of Finance for only $149. Access the first module from Course 1 for free and get introduced to risk management and credit principles. If you decide to advance through the subsequent courses the price will gradually increase by small increments leading you to the final mastery exam and a full Certificate. The total cost for the Professional Certificate is $1,549. Our introductory pricing allows students a low-risk, low-cost way to consider whether Credit Risk is the right career path before deciding to progress.

In this professional certificate program, you will gain a solid grounding in credit risk fundamentals with the tools and techniques required to perform a credit analysis utilizing analytical tools to project future performance.

This professional certificate is comprised of 4 courses and a final examination:

  • Risk Management and Credit Principles
  • Ratio Analysis
  • Cash Flow Analysis
  • Projections and Structuring

Companies use debt for many purposes, including funding for fixed assets, working capital, growth, and investments. The purpose of this professional certificate is to analyze corporate borrowers across broad industry groups to determine whether they are creditworthy and financially stable. In doing so, you’ll gain a deep understanding of the importance of stable and consistent cash flows. To drive concepts home, you will learn how to prepare financial projections and make recommendations about possible financing structures based on financial condition, performance and projections. You will also learn how to structure new debt facilities or funding arrangements based on assessment of risks, projections and outlook.

The final course in the program will be the Professional Certification Exam.

Those participants who pass the examination will receive a Credit and Credit Risk Analysis Professional Certificate from the New York Institute of Finance (NYIF). An NYIF certificate is a valuable addition to your credentials, proving that you have acquired the work-ready skills that employers value.

Free Preview! Access the first module from Course 1 for free. For full course access, upgrade to a verified certificate.

NOTE: Completing all 4 parts and then taking the Professional Certificate Examination is MANDATORY to achieve both the NYIF Certificate of Mastery and the edX Professional Certificate in Credit and Credit Risk Analysis. A verified learner must pass all courses in the program with a minimum grade of 70% to earn a Professional Certificate for Credit and Credit Risk Analysis.

CPE Credits: 35

Syllabus

Courses under this program:
Course 1: Risk Management and Credit Principles

Get introduced to risk management, credit principles, and business risk as they relate to a borrower.



Course 2: Ratio Analysis

Get introduced to the various ratios used for corporate financial analysis and learn how to customize them to assess the creditworthiness of a company.



Course 3: Cash Flow Analysis

Learn the importance of a stable and consistent cash flow.



Course 4: Projections and Structuring

Learn how to prepare financial projections and structure new debt or loans.



Course 5: Credit and Credit Risk Analysis Professional Certificate Examination

Complete the required exam to earn your professional certificate in Credit and Credit Risk Analysis from the New York Institute of Finance.



Courses

Taught by

Tracy Williams

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