Planning for Retirement

Introduction

• Maximizing your retirement

1. Are You Ready to Save for Retirement?

• Checklist before saving
• Balancing saving with other goals
• What does retirement look like?

2. Retirement Accounts

• 401(k) vs. IRA for retirement
• Roth vs. traditional savings accounts
• Self-employed retirement accounts

3. How Much to Save for Retirement

• The power of micro goals
• How much to save for retirement
• Are you on track for retirement?

4. Investing for Retirement

• Investing basics: Stocks vs. bonds
• Mutual funds and diversification
• Target-date mutual funds

5. Getting Your Money Before Retirement

• Rolling over retirement accounts
• Early loans and withdrawals

6. Retirement Income

• Retirement account withdrawal rate
• Will you get Social Security?
• How do pensions work?

Conclusion

• Start considering retirement